Privacy Policy

Privacy Policy

Introduction

At https://kearny.pobb.net (hereafter referred to as “Kearny,” “we,” or “the Company”), we prioritize your privacy and are committed to protecting your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, storage, and processing of personal information in accordance with various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal data in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA) and subsequent updates (CPRA)
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales and Service Act (UCPA)
  • Connecticut’s ConnectiCT Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy is applicable to all aspects of our online presence, encompassing:

  1. Our official website at https://kearny.pobb.net and its subdomains.
  2. All applications, services, and products offered by Kearny.
  3. Interactions with our platforms, whether through authorized user accounts or as a visitor.
  4. Communications initiated by us, including newsletters, emails, telephone calls, and text messages (SMS).

Important Note: This policy does not extend to third-party platforms, applications, products, or services accessed through links on our website. These entities have their own privacy policies, which govern the collection and use of your personal data.

Processing Activities

This Privacy Policy guides how we interact with users and process personal data in the following scenarios:

  1. Using Our Applications and Services: When you sign up as an authorized user and access our applications or services, we collect and process data necessary for account creation, service provision, and customization.

  2. Visiting Our Websites: All visitors to our websites are subject to this Privacy Policy. We may gather non-personal data (e.g., browser type, operating system, pages visited) for analytics purposes.

  3. Communications: If you choose to receive communications from us, we’ll use your contact details to deliver newsletters, promotional materials, or updates, and we may segment our mailing lists based on user preferences.

Personal Data Collection

Kearny collects multiple types of personal data, including:

  1. Account Information: User names, email addresses, passwords (hashed and salted), account creation dates, and profile details.
  2. Payment Information: Credit/debit card numbers, expiration dates, CVV codes, billing addresses, and payment transaction history.
  3. Financial Information: Bank account details, investment portfolios, and financial transaction records (if shared for services requiring financial processing).
  4. Purchase Information: Product/service purchases, order history, purchase amounts, and delivery addresses.
  5. Mobile Device Identifiers: Unique device identifiers, IP addresses, mobile network information, and location data from mobile devices used to access our services.
  6. Location Data: Geolocation information collected when users interact with our apps or websites.
  7. Feedback: User-provided reviews, ratings, comments, and suggestions.
  8. Social Media Information: Publicly available data from social media platforms (if shared for user authentication or integration).
  9. Product Information: Details about products viewed, purchased, or added to shopping carts.

We obtain this data through direct user input, automated technologies (like cookies and device fingerprinting), and third-party sources who provide us with aggregated or de-identified information.

Cookies

Kearny uses various types of cookies to enhance your browsing experience and gather analytics:

  1. Strictly Necessary Cookies: These are essential for navigating our website, remembering user preferences, and ensuring secure login sessions.
  2. Preference Cookies: Enable us to remember settings and preferences you’ve chosen, such as language or display resolution.
  3. Analytics Cookies: Help us understand how users interact with our websites by providing insights on performance, page usage, and trends.
  4. Advertising/Targeting Cookies: Used to deliver personalized advertisements based on browsing behavior across different platforms.

You can manage your cookie preferences through your browser settings or opt-out options provided in our website’s footer.

Your Rights

The privacy laws applicable to Kearny grant you certain rights regarding your personal data, which may include:

  • Access: The right to request access to and receive a copy of your personal information held by us.
  • Rectification: The right to correct inaccurate or incomplete personal data.
  • Erasure (Right to be Forgotten): The right to request the deletion of your personal data, under certain circumstances.
  • Restriction: The right to restrict or limit the processing of your personal data in specific situations.
  • Portability: The right to receive a copy of your personal data in a structured, commonly used format and to transfer it to another controller.
  • Objection: The right to object to the processing of your personal data for direct marketing purposes or other legitimate interests.
  • Non-Discrimination: The right to be free from discrimination when exercising any of your data protection rights.

To exercise these rights, please contact our Data Protection Officer at [email protected] or via postal mail at:

Kearny Privacy Team
[Street Address]
[City, State, ZIP Code]

Changes to Policy

Kearny reserves the right to update this Privacy Policy as needed to reflect changes in our practices or regulatory requirements. Any modifications will be posted on this page with a revised effective date. We encourage users to review this policy periodically for the latest information on data protection and privacy.

Contact Information

For any questions, requests for access to your personal data, data-related complaints, or unsubscribe queries, please contact our Data Protection Officer via email at: [email protected]. Alternatively, you can write to us at:

Kearny Privacy Compliance
[Address]
[Phone Number]